About Agricore

Building Financial Infrastructure
for Rural Economies

Bridging the Worlds Most Overlooked Asset Financing Gap

Deep-Technology Fintech & Insurtech Infrastructure

InsureCow is a deep-technology–led fintech and insurtech infrastructure company operating under a global holding structure. The parent entity, InsureCow Tech Pte. Ltd., is incorporated in Singapore, is venture capital–backed, and owns the groups core AI technology, data models, and intellectual property.

InsureCow Ltd. is the operating company, originally established in Bangladesh, where the platform was built, tested, and scaled in close collaboration with licensed banks, insurers, fintechs, and development partners.

Global Structure

  • Singapore HQ: Technology ownership & international partnerships
  • Bangladesh Operations: Platform development & market validation

Agricultural Landscape

The Global Agricultural Landscape

Understanding the scale and importance of agricultural assets worldwide

500M+
Smallholder Farmers
Manage livestock and crops globally
1.3B+
People Dependent
On agriculture for livelihoods
17M
Households
Agriculture-based in Bangladesh
70M
People Engaged
Directly & indirectly in agriculture

Addressing the Core Challenges

The foundational constraints in rural and agricultural finance

Asset Informality

Most agricultural assets remain undocumented and uninsured

Verification Gap

Lack of trusted, verifiable asset data for financial institutions

Infrastructure Constraints

Operating in low-infrastructure, high-informality markets

Bangladesh Focus

Bangladesh: The Proving Ground

A demanding environment that tests systems for global deployment

Bangladesh serves as the primary proving ground for InsureCows technology. Agriculture supports approximately 17 million agriculture-based householdsand engages around 70 million people directly and indirectly, making it the countrys largest employment sector.

Livestock and poultry ownership exceeds 80% of households, yet most of these assets remain undocumented and uninsured. This combination of scale, informality, and economic importance makes Bangladesh one of the most demanding environments in which to build systems intended for global use.

Bangladesh Agriculture Facts

Agriculture Households17 Million
People Employed70 Million
Livestock Ownership80%+
Economic SectorLargest

Platform Overview

Technology Built for Trust at Scale

AI-powered verification, geospatial intelligence, and compliance-ready infrastructure for insurance and financial services.

Digital Verification & Auditability

InsureCow combines proprietary AI-based asset identification, geospatial intelligence, and risk analytics to make livestock and crop assets digitally verifiable and auditable. This enables banks and insurers to launch insurance, credit, and risk products with lower operational friction and stronger controls.

Zero Balance-Sheet Risk for InsureCow

AI Asset Intelligence

Proprietary computer vision and risk models for livestock and crop verification.

Geospatial Analytics

Satellite and field-level intelligence for location-aware risk assessment.

Audit-Ready by Design

Tamper-resistant records that meet insurer and bank compliance needs.

Engineered for Global Deployment

Built first for low-infrastructure, high-informality markets, InsureCow operates end-to-end where financial rails are incomplete. In developed markets, it integrates selectively with existing systems; in underserved regions, it functions as a full enablement layer. This makes InsureCow deployment-ready across geographies.

Low-Infrastructure MarketsDeveloped MarketsInternational Scale

Agricultural Intelligence Platform

Our Technology

Innovation at Scale

InsureCow operates a modular, AI-driven technology stack designed to verify agricultural assets, generate financial intelligence, and enable regulated institutions to operate at scale.

2
Verification Engines
3
Operating Systems
100%
API Integration
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Our Mission

Our mission is to promote financial inclusion for smallholder farmers by providing accessible, innovative insurance and financial products. We aim to empower underserved farming communities with technol-ogy-driven solutions, enhancing their ability to mitigate risks, increase productivity, and achieve long-term economic resilience

Our Vision

Our vision is to ensure that smallholder farmers in emerging economies have access to financial services, cutting-edge technology, and essential information, fostering a sustainable and prosperous agricultural sector.

Our Core Values

The principles that guide everything we do

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I
C
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Accountability

Upholding transparency, trust, and responsibility in every interaction with farmers, partners, and stakeholders.

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JOIN US ON THE PATH TO SUSTAINABLE AGRICULTURE

We transform rural economies through innovation, financial empowerment, and sustainable development. Partner with us to promote financial inclusion and global food security, one farmer at a time

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