Agricultural Intelligence Platform

Our Technology

Innovation at Scale

AgriCore operates a modular, AI-driven technology stack designed to verify agricultural assets, generate financial intelligence, and enable regulated institutions to operate at scale.

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Verification Engines
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Operating Systems
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API Integration
Verification Layer

Asset Verification Engines

Independent verification systems that create trusted, auditable digital representations of agricultural assets.

Cattle Digital Twin Engine

Creates tamper-proof digital identities for individual animals using proprietary, AI-driven identification technology. Our patent-pending Muzzle Printometry system enables non-replicable biometric identification, establishing a persistent digital identity across the animal's lifecycle.

  • Non-replicable biometric identification via Muzzle Printometry
  • Traceable, auditable, and financeable digital assets
  • Lifecycle data: health events, vaccinations, mortality indicators
  • Transaction history and ownership tracking

Crop Intelligence & Verification Engine

Provides AI-driven verification for crop assets combining geospatial intelligence, field-level data, and analytics to verify crop type, cultivated area, crop condition, and yield proxies across the growing cycle.

  • Satellite imagery and geospatial analysis
  • Historical production pattern analysis
  • On-ground validation integration
  • Auditable digital representations of crop assets
Operating Systems

Intelligence & Distribution

Purpose-built operating systems that transform verified data into actionable intelligence and scalable distribution.

Farm OS

Operations & Farmer Financial Intelligence

AgriCore's operational layer for managing farm activities and generating farmer-level financial intelligence. It consumes verified asset data from the cattle and crop engines and combines it with day-to-day operational information.

  • Farm inputs, expenses, and production events
  • Livestock care activities and crop operations
  • Sales, purchases, and cash-flow data
  • Agentic AI guiding structured workflows
  • OCR-based document ingestion
  • Mobile-first tools for low-literacy environments

Insurance & Risk OS

Underwriting, Risk & Portfolio Intelligence

The decision layer used by licensed insurers, banks, and financial institutions. It consumes verified asset data along with farmer-level insights from Farm OS.

  • Underwrite livestock and crop insurance
  • Assess credit risk for agricultural lending
  • Monitor portfolios with real-time signals
  • Data-backed claims assessment

Insurance Marketplace

Product Distribution

The distribution layer that connects verified assets and farmers to insurance and takaful products offered by licensed insurers and takaful operators.

  • Efficient product distribution using verified eligibility
  • Bundling with finance, inputs, or services
  • Lower acquisition and servicing costs

AgriCore provides technology, analytics, and integration. All underwriting, lending, and risk-bearing activities remain with regulated partner institutions.

Platform Architecture

A unified technology stack with distinct, purpose-built components

Verification Layer

Cattle Digital Twin Engine

Biometric Identification

Crop Intelligence Engine

Geospatial Analytics

Operating Layer

Farm OS

Farmer Financial Intelligence

Insurance & Risk OS

Underwriting & Portfolio

Distribution Layer

Insurance Marketplace

Product Access & Distribution

Licensed Insurers
Banks & Lenders
Takaful Operators
Enterprise Ready

Built for Global Deployment

By separating verification engines, operating systems, and distribution layers, AgriCores architecture remains modular and scalable—without compromising regulatory clarity.

  • End-to-end operation in low-infrastructure environments
  • Selective integration with existing systems in mature markets
  • Cross-border deployment with local compliance
  • Multi-asset class support within single platform

Modular Architecture

Separating verification engines, operating systems, and distribution layers

Global Scalability

Deploy across geographies, asset classes, and institutional models

Regulatory Clarity

Clear separation between technology provider and regulated activities

Transforming Rural Economies
About AgriCore

Transforming Rural Economies

Bridging the World's Most Overlooked Financing Gap

AgriCore is a Singapore-based fintech and insurtech company, originally founded in Bangladesh, that is transforming rural economies by bridging the world's most overlooked financing gap: livestock. In emerging markets, over 500 million smallholder farmers rely on cattle and other animals as their primary asset. Yet, these animals remain undocumented, uninsured, and financially invisible—locking millions out of affordable credit, protection, and opportunity.

Innovation at Scale
Our Technology

Innovation at Scale

AI-Driven Digital Twins for Livestock

At the core of AgriCore is a proprietary AI-driven platform that creates tamper-proof Digital Twins for livestock using our patent-pending Muzzle Printometry technology. This innovation powers our Know Your Cow™ (KYC) system, which verifies and transforms cattle into traceable, financeable digital collateral. With this foundation, we offer a seamless bundle of livestock ID, microinsurance, health and life coverage for farmers, financing, veterinary services, and verified cattle trading—all integrated into one inclusive ecosystem.

Proven Impact
Our Achievements

Proven Impact

Supporting 5,000+ Smallholder Farmers

So far, we've already supported 5,000+ smallholder farmers, enhancing their income, security, and resilience while reducing dependency on high-interest informal lenders and ensuring fair market access. In Bangladesh alone, more than 16.6 million farmers face these challenges daily, with over 11.9 million still unbanked and less than 0.3% of livestock insured. We're changing that—at scale.

Global Reach
Scalable Solutions

Global Reach

API-First Architecture for Worldwide Impact

AgriCore is proven, scalable, and globally relevant. We're operationally active and revenue-generating in Bangladesh, with real-world validation and fast-growing demand. Our API-first architecture enables rapid integration with insurers, banks, MFIs, agri-input companies, and digital veterinary platforms. Designed for expansion into South Asia, Africa, the MENA region, Latin America, and beyond—while addressing climate adaptation, food security, and inclusive growth.

Strategic Partnerships
Collaboration

Strategic Partnerships

Building Together for Greater Impact

AgriCore has established strong partnerships with both national and international stakeholders to drive innovation and scale. Our model is validated by ecosystem enablers such as Swisscontact's BMMDP and Biniyog Briddhi (SDC-backed). We've partnered with cutting-edge organizations like MIC Global, Blade Labs, and Monak E-Services, enabling us to co-develop parametric, digital-first, and Shariah-compliant insurance and financing solutions.

Why Choose AgriCore?

Our comprehensive platform addresses every aspect of livestock finance and insurance

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Proven Track Record

Operationally active and revenue-generating in Bangladesh with real-world validation

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Scalable Technology

API-first architecture enables rapid integration with financial institutions worldwide

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Global Relevance

Designed for expansion across South Asia, Africa, MENA, and Latin America

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Inclusive Solutions

Support for Shariah-compliant models, parametric insurance, and gender-focused programs

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AI-Powered Innovation

Patent-pending Muzzle Printometry technology creates tamper-proof Digital Twins

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Comprehensive Ecosystem

Integrated platform covering ID, insurance, financing, veterinary services, and trading

Ready to Transform Livestock Finance?

If you're an insurer, bank, development agency, agri-business, or tech platform looking to solve real-world problems with measurable impact—AgriCore is your gateway to transforming livestock into a sustainable, financeable, digital asset class.

Let's reimagine rural finance. Let's build a future where every farmer and every animal counts.

Service Highlight
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Our Mission

Our mission is to promote financial inclusion for smallholder farmers by providing accessible, innovative insurance and financial products. We aim to empower underserved farming communities with technol-ogy-driven solutions, enhancing their ability to mitigate risks, increase productivity, and achieve long-term economic resilience

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Our Vision

Our vision is to ensure that smallholder farmers in emerging economies have access to financial services, cutting-edge technology, and essential information, fostering a sustainable and prosperous agricultural sector.

Our Core Values

The principles that guide everything we do

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Innovation

Driving transformative solutions through cutting-edge technology, AI, and digital asset creation for the future of agriculture.

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JOIN US ON THE PATH TO SUSTAINABLE AGRICULTURE

We transform rural economies through innovation, financial empowerment, and sustainable development. Partner with us to promote financial inclusion and global food security, one farmer at a time

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